Certificate of Deposit/Account Rates

Effective thru April 10th, 2013

Certificate of Deposit Rates

DURATION	RATE	*A.P.Y.
3 Month	0.15%	0.15%
Minimum balance required: $1000
6 Month	0.35%	0.35%
Minimum balance required: $1000
12 Month	0.60%	0.60%
Minimum balance required: $1000
18 Month	0.70%	0.70%
Minimum balance required: $2500
30 Month	1.00%	1.00%
Minimum balance required: $2500

*Annual Percentage Yield

Early withdrawal penalty may apply.

Account Rates

ACCOUNT TYPE	RATE	*A.P.Y.
Now	0.15%	0.15%
Hi-Fi+ Money Market	0.20%	0.20%

*Annual Percentage Yield