Certificate of Deposit/Account Rates

July 29, 2010 thru August 4, 2010

Certificate of Deposit Rates

DURATION	RATE	*A.P.Y.
3 Month	0.45%	0.45%
Minimum balance required: $1000
6 Month	1.15%	1.15%
Minimum balance required: $1000
12 Month	1.40%	1.41%
Minimum balance required: $1000
18 Month	1.65%	1.66%
Minimum balance required: $1000
30 Month	1.80%	1.81%
Minimum balance required: $2500

*Annual Percentage Yield

Early withdrawal penalty may apply.

Account Rates

ACCOUNT TYPE	RATE	*A.P.Y.
Now	0.50%	0.50%
Super Now	0.55%	0.55%
Hi-Fi+ Money Market 1st Tier	0.60%	0.60%
Hi-Fi+ Money Market 2nd Tier	0.65%	0.65%
Hi-Fi+ Money Market 3rd Tier	0.70%	0.70%
T-Flex Money Market	0.70%	0.70%
Fees could reduce stated APY for the above accounts.

*Annual Percentage Yield