First National Bank

Sunset on the hills outside Heavener, OK.

It is here! Welcome to our NEW website.

A redesigned website, with a fresh new look, and a more streamlined navigation.

Young family moving in to their new home.

Found the perfect home? We can help make it yours.

Local lenders will guide you through the mortgage process — you just have to worry about packing!.

Family walking through a field at sunset.

More benefits. More freedom. More helpful.

We’ve got you covered, with even more features to fit your unique needs.

Life on the go just got a little more "on the go."   Welcome to banking in the palm of your hand.

Experience Peak Banking at First National Bank


At First National Bank, we strive to provide our customers with the friendliest and most efficient banking services possible.  We are confident we will be able to serve you and meet your banking needs.  We offer convenience at your fingertips with our state-of-the-art mobile banking app and other 24-hour online services.  Please give us a call or visit one of our branches to discover how we provide the ultimate in banking products and services.  That's "Peak Banking."

-Mark Caldwell, FNB President
Couple smiling and shopping online with their laptop.

Discounts right on your phone!


The BaZing mobile app has discounts near you, plus thousands of local deals across the U.S. Show the retailer your mobile coupon at checkout for instant savings.

Family celebrating the holiday and grilling in their backyard.

Hours and Holidays


Coming to see us in person?  Before you head to one of our convenient locations, check our hours and holiday closures to make sure we are onsite to greet you and provide the service you deserve.

Friends using a credit card shopping online at a cafe.

Visa Reloadable Debit Card


Use a Reloadable FNB Visa Debit Card just like a debit card! The reloadable Visa card can be used at any ATM, for any point of sale transaction, and to make cash advances. Walk in and ask a teller for details today!

Manage your card

Who "peaked" this month?


To us, Peak Banking means making sure every aspect of your FNB banking experience is the absolute peak of perfection.  From the greeting you receive when you call, to a loan officer helping you through loan closing, our goal is to make the process as smooth and enjoyable as possible.  When one of our employees goes above and beyond in making your banking experience the peak of perfection, we recognize them as our Featured Employee of the Month.  Who was it this month?  Find out here.  Then come experience Peak Banking for yourself.  The view is better from the top!
With our Visa Platinum credit card, you get hometown convenience, worldwide acceptance, great benefits, and much more.

Earn more interest with a high yield savings account.  Which account type is right for you?

Whether you are in the market for a piece of equipment or a piece of land, we have the experience to make the deal work for you.