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Deposit Rates

Watch your earnings stack up!

Compare our rates to others and see how well we stack up.  Your earnings will stack up, too, when you invest in one of our many interest-bearing accounts.  Check out our rates:


Account Type APR APY
Now Account .05% .05%
Hi-Fi Money Market .05% .05%
Term APR / APY Min. Opening Deposit
3 month 0.10% / 0.10% $1,000
6 month 0.15% / 0.15% $1,000
12 month 0.20% / 0.20% $1,000
18 month 0.30% / 0.30% $2,500
24 month 0.35% / 0.35% $2,500
30 month 0.55% / 0.55% $2,500
36 month 0.65% / 0.65% $2,500
Term APR / APY Min. Opening Deposit
18 month 0.30% / 0.30% $2,500
30 month 0.55% / 0.55% $2,500
  • Rates effective as of September 22 ,2021 to  September 29, 2021.
  • Rates change weekly.  Call our New Accounts Representative at (918) 653-3200 in Heavener or (918) 649-0649 in Poteau for more information and for current rates.
  • Fees could reduce stated APY (Annual Percentage Yield).
  • Please see the following pages for additional terms and conditions, such as minimum opening balances and early withdrawal penalties related to specific account types: